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Physical Address
304 North Cardinal St.
Dorchester Center, MA 02124

Individuals who are under 25 years of age, live in the UK, have savings of less than £16,000 and are self-qualified for a monthly Universal Credit payment of £311.68. This loan amount is paid after 5 weeks from the date of application, and the assessment of your monthly circumstances determines the payment amount.
Universal Credit of £311.68 is a monthly or bi-monthly payment for single people and under 25s to manage living costs.
You can request this loan based on your low income, work ability or unemployment. Universal Credit is a comprehensive benefit as it allows you to receive additional payments if you meet the conditions.
For example, if you have a disabled child then you can get between £156.11-£487.58 and if you have any disability or medical condition then the extra payment can be £416.19 or £156.11. Standard UC payments and additional payments ensure that individuals can easily manage their financial needs.
The main purpose of paying Universal Credit is to provide sufficient support to families and individuals on low incomes so that they can easily manage their food, rent and other expenses. This monthly or bi-monthly payment is paid to reduce the level of poverty and also provides additional support in some circumstances such as if you have children, if you have health or disability problems, need to pay rent etc.
We will explore in detail the standard UC loan rates as well as additional support measures so that you are well-versed in all types of assistance. This loan is like a monthly income that helps in budgeting and managing expenses. Standard rates for Universal Credit Payout 2024-25 are here.
| Your circumstances | Your monthly universal loan repayment rate in 2024-25 |
| Single and under 25 years old | £311.68 |
| Single and 25 or older | £393.45 |
| If you and your partner are under the age of 25 and live together | £489.23 |
| If you and your partner are 25 or older and live together | £617.60 |
Additional amounts you can get with standard prices are:
If you have children:
If you have a child with a disability:
If you have a disability or health problem:
Cost of housing:
If you are a carer of someone receiving health or disability benefits:
Eligibility criteria for the £311.68 Universal Credit payment are based on your single marital status, your age under 25, your UK residence and other income restrictions. Other qualifying requirements for UC payouts are listed below.
Universal Credit payment amounts of £311.68 and any additional payments are usually paid into your bank, housing association or credit union account. If you don’t use these methods, call the Universal Credit helpline to get paid by other means.
The UC Loan assessment period in which your payment is calculated based on your circumstances starts from the date of application. Your payment arrives after seven days of each evaluation period have ended.
If you claim UC Credit, then it takes almost 5 weeks to issue your first payment, including the first assessment period, and seven days to process the payment.
After that, you are paid on the same date each month, and if your payment date falls on a weekend or holiday, it is moved to the previous business day.