The federal government offers Social Security benefits to eligible US citizens to support them financially and cover their costs with the rising cost of living. Social Security recipients should mark their monthly payments in order to plan their finances and manage them properly, below we have prepared a complete schedule of Social Security payments in 2025.
Schedule of social security payments in 2025
Monthly payments are made to eligible recipients based on the second, third and fourth Wednesday of birth as follows:
- If your DOB falls between the 1st and 10th of the month, your Social Security payment will be paid on the second Wednesday.
- If your DOB falls between the 11th and 20th, your Social Security payment will be paid on the third Wednesday.
- If your DOB falls between the 21st and 31st of the month, your Social Security payment will be paid on the fourth Wednesday.
People who received social security benefits before May 1997, or who qualify for both social security and supplementary security, will receive a social security payment on the 3rd day of the relevant month.
Remember, if the payment date falls on a public holiday, the administration will process the payment earlier on the working day before the payment day.
Social Security payment calendar for 2025
Based on the above payment schedule and distribution rules, Social Security recipients should mark the following monthly dates on their calendars to plan their finances well:
| Payment month | Date of birth | ||
| Between 1.-10 | Between 11.-20 | Between the 21st and 31st | |
| January | January 8, 2025 | January 15, 2025 | January 22, 2025 |
| February | February 12, 2025 | February 19, 2025 | February 26, 2025 |
| March | March 12, 2025 | March 19, 2025 | March 26, 2025 |
| April | April 9, 2025 | April 16, 2025 | April 23, 2025 |
| May | May 14, 2025 | May 21, 2025 | May 28, 2025 |
| June | June 11, 2025 | June 18, 2025 | June 25, 2025 |
| July | July 9, 2025 | July 16, 2025 | July 23, 2025 |
| August | August 13, 2025 | August 20, 2025 | August 27, 2025 |
| September | September 10, 2025 | September 17, 2025 | September 24, 2025 |
| October | October 8, 2025 | October 15, 2025 | October 22, 2025 |
| November | November 12, 2025 | November 19, 2025 | November 26, 2025 |
| December | December 10, 2025 | December 17, 2025 | December 24, 2025 |
How Much Social Security Payment Will You Receive in 2025?
The SSA adjusts Social Security payments through an annual cost-of-living adjustment based on the CPI. In October 2024, the administration announced an adjustment to the 2025 COLA based on the third quarter 2024 and prior year CPI.
The administration announced a 2.5% COLA for 2025, which increases current welfare payments by $50. So, the maximum amount paid to Social Security recipients starting in January 2025 based on the 2025 COLA will be as follows:
- Retirees receiving pension benefits can receive a maximum monthly payment of up to $1,976 in 2025, up from the current amount of $1,927.
- The aMred couple where you both receive Social Security payments can expect their amount to increase to $3,089 from the current amount of $3,014.
- A widowed mother with two children will receive the maximum amount up to $3,761 from the current $3,669.
- An elderly widower who lived alone can expect his Social Security payment to increase to $1,832 in 2025 from the current $1,788.
- A disabled worker, spouse or one or more dependent children can expect a maximum payment of up to $2,826 from the current payment of $2,757.
- All disabled workers who qualify for Social Security can expect a maximum payment of up to $1,580 from the current $1,542.
What if you miss Social Security payments?
Social Security payments are generally processed on the appropriate pay date based on your date of birth, however, sometimes payments can be missing or a check is damaged or any other reason that can delay a payment. In this case, recipients should take the following actions to secure their payment:
- First, check your bank statement to see if you received the payment and if your bank is active.
- You should wait three business days before contacting the administration to inquire about your Social Security payment.
- If you do not receive your Social Security payment by a certain date and even wait three business days, you should contact the SSA by calling or visiting a nearby SSA office. You can call the administration at the following number:
- Phone number 1-800-772-1213 weekdays from 8 a.m. to 7 p.m.
- You can call SSA TTY at 1 800 325 0778 if you are hard of hearing or deaf.
You can report the missing payment to the SSA, the administration will review your claim and take appropriate action in the meantime.
Does the SSA reissue a Social Security check?
The administration can reissue the check after you report the missing Social Security payment, theft, destruction or forgery to the administration. You should provide the following information to the Social Security Office:
- Name and address on Social Security check
- Your claim number
- Your Social Security payment month.
The administration will review your check reissue request and if found to be valid, may reissue the check. That’s why the administration asks that social security recipients notify the authorities of their change of address in time if they move or change their address.
Social Security payouts for 2025 have increased due to a 2.5% COLA, so Social Security recipients should mark payment dates on their calendars to manage their finances and plan well.
